Raymond James Financial Files 2024 10-K

Ticker: RJF · Form: 10-K · Filed: Nov 26, 2024 · CIK: 720005

Sentiment: neutral

Topics: 10-K, annual-report, financial-services

TL;DR

RJF filed its 2024 10-K. All systems go.

AI Summary

Raymond James Financial, Inc. filed its 2024 10-K report on November 26, 2024, detailing its financial performance for the fiscal year ending September 30, 2024. The company, headquartered in St. Petersburg, Florida, operates within the security brokers, dealers & flotation companies sector. The filing provides comprehensive financial data and operational insights for the fiscal year.

Why It Matters

This 10-K filing provides investors and analysts with a detailed overview of Raymond James Financial's financial health, operational performance, and strategic positioning for the fiscal year 2024.

Risk Assessment

Risk Level: medium — The filing is a standard annual report and does not inherently indicate new or elevated risks.

Key Numbers

Key Players & Entities

FAQ

What is the primary business of Raymond James Financial, Inc.?

Raymond James Financial, Inc. operates in the 'SECURITY BROKERS, DEALERS & FLOTATION COMPANIES' sector, as indicated by its SIC code 6211.

Where is Raymond James Financial, Inc. headquartered?

The company is headquartered at 880 Carillon Pkwy, St. Petersburg, FL 33716.

When does the fiscal year covered by this 10-K report end?

The fiscal year covered by this 10-K report ends on September 30, 2024.

What is the SEC file number for Raymond James Financial, Inc.'s 10-K?

The SEC file number for this 10-K filing is 001-09109.

What was the previous name of Raymond James Financial, Inc.?

The company was formerly known as RJ FINANCIAL CORP/FL, with a name change date of March 3, 1987.

Filing Stats: 4,382 words · 18 min read · ~15 pages · Grade level 13.4 · Accepted 2024-11-26 16:53:21

Key Financial Figures

Filing Documents

Risk factors 20

Item 1A. Risk factors 20

Unresolved staff comments 35

Item 1B. Unresolved staff comments 35 Item 1C. Cybersecurity 36

Properties 38

Item 2. Properties 38

Legal proceedings 38

Item 3. Legal proceedings 38

Mine safety disclosures 39

Item 4. Mine safety disclosures 39 PART II.

Market for registrant's common equity, related shareholder matters and issuer purchases of equity securities

Item 5. Market for registrant's common equity, related shareholder matters and issuer purchases of equity securities 39

Management's discussion and analysis of financial condition and results of operations 41

Item 7. Management's discussion and analysis of financial condition and results of operations 41

Quantitative and qualitative disclosures about market risk 85

Item 7A. Quantitative and qualitative disclosures about market risk 85

Financial statements and supplementary data 86

Item 8. Financial statements and supplementary data 86

Changes in and disagreements with accountants on accounting and financial disclosure 171

Item 9. Changes in and disagreements with accountants on accounting and financial disclosure 171

Controls and procedures 171

Item 9A. Controls and procedures 171

Other information 173

Item 9B. Other information 173

Disclosure regarding foreign jurisdictions that prevent inspections 173

Item 9C. Disclosure regarding foreign jurisdictions that prevent inspections 173 PART III.

Directors, executive officers and corporate governance 173

Item 10. Directors, executive officers and corporate governance 173

Executive compensation 173

Item 11. Executive compensation 173

Security ownership of certain beneficial owners and management and related shareholder matters 173

Item 12. Security ownership of certain beneficial owners and management and related shareholder matters 173

Certain relationships and related transactions, and director independence 173

Item 13. Certain relationships and related transactions, and director independence 173

Principal accountant fees and services 173

Item 14. Principal accountant fees and services 173 PART IV.

Exhibits and financial statement schedules 173

Item 15. Exhibits and financial statement schedules 173

Form 10-K summary 175

Item 16. Form 10-K summary 175 Signatures 176 2 RAYMOND JAMES FINANCIAL, INC. AND SUBSIDIARIES Index PART I

BUSINESS

ITEM 1. BUSINESS Raymond James Financial, Inc. ("RJF" or the "firm") is a leading diversified financial services company providing private client group, capital markets, asset management, banking and other services to individuals, corporations and municipalities. The firm, together with its subsidiaries, is engaged in various financial services activities, including providing investment management services to retail and institutional clients, merger & acquisition and advisory services, the underwriting, distribution, trading and brokerage of equity and debt securities, and the sale of mutual funds and other investment products. The firm also provides corporate and retail banking services, and trust services. The firm operates predominantly in the United States ("U.S.") and, to a lesser extent, in Canada, the United Kingdom ("U.K."), and other parts of Europe. As used herein, the terms "our," "we," or "us" refer to RJF and/or one or more of its subsidiaries. Established in 1962 and public since 1983, RJF is listed on the New York Stock Exchange (the "NYSE") under the symbol "RJF." As a bank holding company ("BHC") and financial holding company ("FHC"), RJF is subject to supervision, examination and regulation by the Board of Governors of the Federal Reserve System ("the Fed"). Among the keys to our historical and continued success, our emphasis on putting the client first is at the core of our corporate values. We also believe in maintaining a long-term focus in our decision making. We believe that this disciplined decision-making approach translates to a strong, stable financial services firm for clients, associates, and shareholders. REPORTABLE SEGMENTS We currently operate through the following five segments: Private Client Group ("PCG"); Capital Markets; Asset Management; Bank; and Other. The following graph depicts the relative net revenue contribution of each of our business segments for the fiscal year ended September 30, 2024. * The preceding ch

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