F&M Bancorp Reports Auditor Change on Jan 25, 2024

Ticker: FMCB · Form: 8-K · Filed: Jan 25, 2024 · CIK: 1085913

Farmers & Merchants Bancorp 8-K Filing Summary
FieldDetail
CompanyFarmers & Merchants Bancorp (FMCB)
Form Type8-K
Filed DateJan 25, 2024
Risk Levelmedium
Pages2
Reading Time3 min
Sentimentneutral

Complexity: simple

Sentiment: neutral

Topics: auditor-change, corporate-governance

TL;DR

**F&M Bancorp changed auditors, keep an eye on future financial reports.**

AI Summary

Farmers & Merchants Bancorp filed an 8-K on January 25, 2024, to report a change in its certifying accountant. This filing indicates that the company is not an emerging growth company and has no securities registered under Section 12(b) of the Act. This matters to investors because a change in auditors can sometimes signal underlying financial issues or a desire for a fresh perspective, potentially impacting investor confidence in the company's financial reporting accuracy.

Why It Matters

A change in a company's certifying accountant can sometimes raise questions about the integrity of financial statements, potentially affecting investor trust and stock valuation.

Risk Assessment

Risk Level: medium — A change in auditors, while not inherently negative, introduces a moderate risk as it can sometimes precede restatements or indicate disagreements over accounting practices.

Analyst Insight

Investors should monitor future filings, particularly the next annual report (10-K), to see who the new certifying accountant is and if there are any changes in accounting policies or restatements, which could impact the stock.

Key Players & Entities

FAQ

What was the specific event reported by Farmers & Merchants Bancorp in this 8-K filing?

Farmers & Merchants Bancorp reported a 'Changes in Registrant's Certifying Accountant' as the specific event in this 8-K filing on January 25, 2024.

What is the filing date of this 8-K for Farmers & Merchants Bancorp?

The filing date for this 8-K by Farmers & Merchants Bancorp is January 25, 2024, which is also the date of the earliest event reported.

Is Farmers & Merchants Bancorp considered an 'emerging growth company' according to this filing?

No, the filing indicates that Farmers & Merchants Bancorp is not an 'emerging growth company' by having the corresponding box unchecked.

Does Farmers & Merchants Bancorp have any securities registered pursuant to Section 12(b) of the Act?

No, the filing explicitly states 'None' for the 'Title of each class' and 'Not Applicable' for 'Trading Symbol(s)' and 'Name of each exchange on which registered' under Section 12(b) of the Act.

What is the business address of Farmers & Merchants Bancorp as stated in the filing?

The business address of Farmers & Merchants Bancorp is 111 West Pine Street, Lodi, California 95240, with a telephone number of (209) 367-2300.

Filing Stats: 633 words · 3 min read · ~2 pages · Grade level 16.6 · Accepted 2024-01-25 10:24:15

Filing Documents

01

Item 4.01 Changes in Registrant's Certifying Accountant On January 23, 2024, the Audit & Risk Committee of the Board of Directors of Farmers & Merchants Bancorp ("the Company") approved the appointment of Crowe LLP ("Crowe") to serve as the Company's independent registered public accounting firm for the year ending December 31, 2024. During the fiscal years ended December 31, 2023 and 2022 and for the subsequent interim period through January 22, 2024, neither the Company nor anyone acting on its behalf consulted with Crowe with respect to: (i) the application of accounting principles to a specified transaction, either contemplated or proposed, (ii) the type of audit opinion that might be rendered on the Company's financial statements, (iii) any written report or oral advice provided to the Company that Crowe concluded was an important factor considered by the Company in reaching a decision as to any accounting, auditing or financial reporting issue, or (iv) any matter that was either the subject of a "disagreement" or a "reportable event" (as those terms are defined in Item 304(a)(1)(iv) and (v) of Regulation S-K, respectively). The appointment of Crowe to serve as the Company's new independent registered public accounting firm followed the decision by the Company's current independent registered public accounting firm, Eide Bailly LLP, to exit the financial institution portion of its SEC audit practice, and therefore would decline to stand for reappointment following completion of the Company's financial statements for the year-ended December 31, 2023. This decision by Eide Bailly was made for reasons unrelated to the Company, as reported on Form 8-K filed by the Company on November 17, 2023.

Financial Statements and Exhibits

Financial Statements and Exhibits Number Description 104 Cover Page Interactive Data File SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. FARMERS & MERCHANTS BANCORP By /s/ Bart R. Olson Bart R. Olson Executive Vice President & Chief Financial Officer Date: January 25, 2024

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