Farmers & Merchants Bancorp (FMCB) — SEC Filings
Latest SEC filings for Farmers & Merchants Bancorp. Recent 8-K filing on Nov 24, 2025. AI-decoded analysis of earnings, risk factors, and insider trades.
View Farmers & Merchants Bancorp on SEC EDGAR
Overview
Farmers & Merchants Bancorp (FMCB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 13, 2025: Farmers & Merchants Bancorp filed an 8-K on November 13, 2025, reporting on events that occurred on November 12, 2025. The filing primarily concerns 'Other Events' and 'Financial Statements and Exhibits'. Specific financial details or significant transactions were not detailed in the provided excerp
Sentiment Summary
Across 45 filings, the sentiment breakdown is: 1 bullish, 43 neutral, 1 mixed. The dominant filing sentiment for Farmers & Merchants Bancorp is neutral.
Filing Type Overview
Farmers & Merchants Bancorp (FMCB) has filed 30 8-K, 6 10-Q, 3 DEF 14A, 2 10-K, 4 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent Filings (45)
- 8-K Filing — 8-K · Nov 24, 2025
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Farmers & Merchants Bancorp Files 8-K
— 8-K · Nov 13, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on November 13, 2025, reporting on events that occurred on November 12, 2025. The filing primarily concerns 'Other Even -
FMCB's Q3 Net Income Jumps 7.2% on Strong Net Interest Income
— 10-Q · Nov 7, 2025 Risk: medium
FARMERS & MERCHANTS BANCORP reported a net income of $23.718 million for the three months ended September 30, 2025, an increase of 7.22% from $22.121 million in -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Oct 29, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on October 29, 2025, reporting an event on October 28, 2025. The filing is related to Regulation FD Disclosure and Fina -
Farmers & Merchants Bancorp Files 8-K on Financials
— 8-K · Oct 16, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on October 16, 2025, reporting on its Results of Operations and Financial Condition, as well as Financial Statements an -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Aug 14, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on August 14, 2025, reporting on other events and financial statements. The filing details the company's principal exec -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Aug 13, 2025 Risk: low
On August 13, 2025, Farmers & Merchants Bancorp filed an 8-K report. The filing primarily concerns other events and financial statements/exhibits, with no speci -
FMCB Posts Double-Digit Net Income Growth in Q2
— 10-Q · Aug 8, 2025 Risk: low
FARMERS & MERCHANTS BANCORP (FMCB) filed its 10-Q for the quarter ended June 30, 2025, reporting a robust financial performance. The company's net interest inco -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Jul 24, 2025 Risk: low
On July 24, 2025, Farmers & Merchants Bancorp filed an 8-K report. The filing primarily concerns financial statements and exhibits, with no specific material ev -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Jul 17, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on July 17, 2025, reporting on its results of operations and financial condition, as well as financial statements and e -
Farmers & Merchants Bancorp Files 8-K
— 8-K · May 14, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on May 14, 2025, reporting on events that occurred on May 12, 2025. The filing primarily concerns "Other Events" and "F -
Farmers & Merchants Bancorp Reports on Shareholder Votes
— 8-K · May 13, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on May 13, 2025, to report on matters submitted to a vote of its security holders. The filing details events that occur -
Farmers & Merchants Bancorp Q1 2025 10-Q Filed
— 10-Q · May 12, 2025 Risk: low
Farmers & Merchants Bancorp filed its 10-Q for the period ending March 31, 2025. The filing details financial information for the first quarter of 2025, includi -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Apr 30, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on April 30, 2025, reporting on its current activities. The filing primarily serves as a notification of information an -
Farmers & Merchants Bancorp Files 8-K on Financials
— 8-K · Apr 16, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on April 16, 2025, to report on its Results of Operations and Financial Condition, as well as Financial Statements and -
Farmers & Merchants Bancorp Files 2025 Proxy Statement
— DEF 14A · Apr 1, 2025 Risk: low
Farmers & Merchants Bancorp filed its definitive proxy statement on April 1, 2025, for its annual meeting. The filing covers the fiscal year ending December 31, -
Farmers & Merchants Bancorp Files 2024 10-K
— 10-K · Mar 17, 2025 Risk: low
Farmers & Merchants Bancorp filed its 10-K for the fiscal year ending December 31, 2024. The company, headquartered at 121 West Pine St, Lodi, CA, operates as a -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Feb 13, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on February 13, 2025, reporting changes to its Articles of Incorporation or Bylaws and filing financial statements and -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Jan 22, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on January 22, 2025, reporting on its results of operations and financial condition, and including financial statements -
Farmers & Merchants Bancorp Announces Board and Officer Changes
— 8-K · Jan 16, 2025 Risk: low
Farmers & Merchants Bancorp announced on January 14, 2025, changes in its board and officer appointments. The filing details the departure of directors, electio -
Farmers & Merchants Bancorp Files 8-K on Officer/Director Changes
— 8-K · Jan 8, 2025 Risk: low
Farmers & Merchants Bancorp filed an 8-K on January 8, 2025, reporting on the departure of directors, election of new directors, appointment of officers, and co - SC 13G/A Filing — SC 13G/A · Dec 4, 2024
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Farmers & Merchants Bancorp Announces Board and Officer Changes
— 8-K · Dec 3, 2024 Risk: medium
Farmers & Merchants Bancorp announced on December 3, 2024, changes in its board of directors and officer appointments. The filing details the departure of certa -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Dec 2, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on November 25, 2024, reporting on director departures, officer appointments, and matters submitted to a vote of securi -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Nov 13, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on November 13, 2024, to report other events and financial statements. The filing does not contain specific details abo -
Farmers & Merchants Bancorp Files Q3 2024 10-Q
— 10-Q · Nov 8, 2024 Risk: low
Farmers & Merchants Bancorp filed its 10-Q for the period ending September 30, 2024. The filing covers the third quarter and the first nine months of the fiscal -
Farmers & Merchants Bancorp Files Definitive Proxy Statement
— DEF 14A · Oct 25, 2024 Risk: low
Farmers & Merchants Bancorp filed a DEF 14A proxy statement on October 25, 2024, for its fiscal year ending December 31, 2024. The filing pertains to the compan -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Oct 16, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on October 16, 2024, to report on its Results of Operations and Financial Condition, and to file Financial Statements a -
Farmers & Merchants Bancorp Enters Material Definitive Agreement
— 8-K · Oct 8, 2024 Risk: medium
On October 3, 2024, Farmers & Merchants Bancorp entered into a material definitive agreement. The company, headquartered in Lodi, California, filed this 8-K rep -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Sep 16, 2024 Risk: low
On September 10, 2024, Farmers & Merchants Bancorp filed an 8-K report detailing a Regulation FD Disclosure and Other Events. The filing also includes financial -
Farmers & Merchants Bancorp Announces Board and Compensation Changes
— 8-K · Sep 9, 2024 Risk: low
Farmers & Merchants Bancorp announced on September 3, 2024, a change in its board of directors and executive compensation arrangements. The filing details the d -
Farmers & Merchants Bancorp Files Q2 2024 10-Q
— 10-Q · Aug 9, 2024 Risk: low
Farmers & Merchants Bancorp filed its 10-Q for the period ending June 30, 2024. The filing covers financial performance and operational details for the second q -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Jul 17, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on July 17, 2024, to report on its results of operations and financial condition, and to file financial statements and -
Farmers & Merchants Bancorp Files 8-K
— 8-K · May 15, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on May 15, 2024, reporting on other events and financial statements. The filing pertains to activities on May 13, 2024, -
Farmers & Merchants Bancorp Files 8-K on Shareholder Vote
— 8-K · May 14, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on May 14, 2024, to report on the submission of matters to a vote of security holders. The filing indicates that the co -
Farmers & Merchants Bancorp Files 10-Q for Period Ending March 31, 2024
— 10-Q · May 9, 2024 Risk: low
FARMERS & MERCHANTS BANCORP (FMCB) filed a Quarterly Report (10-Q) with the SEC on May 9, 2024. Filing is a 10-Q for Farmers & Merchants Bancorp (FMCB) for the -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Apr 17, 2024 Risk: low
Farmers & Merchants Bancorp filed an 8-K on April 17, 2024, reporting on its results of operations and financial condition, as well as filing financial statemen -
Farmers & Merchants Bancorp Files 8-K
— 8-K · Apr 5, 2024 Risk: low
On April 5, 2024, Farmers & Merchants Bancorp filed an 8-K report detailing a material definitive agreement. The filing also covers modifications to security ho -
Farmers & Merchants Bancorp Announces 2024 Annual Meeting Details
— DEF 14A · Apr 3, 2024 Risk: low
FARMERS & MERCHANTS BANCORP (FMCB) filed a Proxy Statement (DEF 14A) with the SEC on April 3, 2024. Annual Meeting to be held virtually on May 13, 2024, at 4:00 -
Farmers & Merchants Bancorp Files 2023 10-K
— 10-K · Mar 14, 2024 Risk: low
Farmers & Merchants Bancorp filed its 2023 10-K on March 14, 2024, reporting financial results for the fiscal year ending December 31, 2023. The company, headqu - SC 13G/A Filing — SC 13G/A · Feb 29, 2024
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Cortopassi Partners Trims FMCB Stake to 5.6%
— SC 13G/A · Feb 5, 2024
Cortopassi Partners, L.P. filed an amended Schedule 13G/A on February 5, 2024, indicating a change in their beneficial ownership of Farmers & Merchants Bancorp -
BlackRock Amends FMCB Stake: Passive Investment Update
— SC 13G/A · Jan 26, 2024
BlackRock Inc. filed an amended SC 13G/A on January 26, 2024, indicating a change in its ownership stake in Farmers & Merchants Bancorp (FMCB) as of December 31 -
F&M Bancorp Reports Auditor Change on Jan 25, 2024
— 8-K · Jan 25, 2024
Farmers & Merchants Bancorp filed an 8-K on January 25, 2024, to report a change in its certifying accountant. This filing indicates that the company is not an -
F&M Bancorp Confirms Non-Emerging Growth Status in 8-K Filing
— 8-K · Jan 24, 2024
Farmers & Merchants Bancorp filed an 8-K on January 24, 2024, to report that it is not an emerging growth company and has no securities registered on any exchan
Risk Profile
Risk Assessment: Of FMCB's 38 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 35 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
Key financial metrics from Farmers & Merchants Bancorp's most recent 10-Q filing (Nov 7, 2025):
- Revenue: $67,528
- Net Income: $23.718M
- EPS: $34.24
- Debt-to-Equity: N/A
- Cash Position: $172,567
- Operating Margin: N/A
- Total Assets: $5.629B
- Total Debt: $10,310
Key Executives
- Kent A. Steinwert
Industry Context
Farmers & Merchants Bancorp operates within the highly competitive U.S. banking industry. Key trends include a focus on digital transformation, evolving customer expectations for seamless service, and the ongoing impact of interest rate environments on net interest margins. Consolidation within the industry continues, with smaller banks facing pressure to achieve scale or find strategic partnerships.
Top Tags
financials (10) · 8-K (9) · financial-reporting (9) · corporate-governance (8) · 8-k (6) · financial-statements (4) · 10-Q (4) · banking (4) · disclosure (3) · sec-filing (3)
Key Numbers
- Net Income (Q3 2025): $23.718M — Increased 7.22% from $22.121M in Q3 2024
- Net Income (YTD Sept 2025): $69.782M — Increased 4.76% from $66.611M in YTD Sept 2024
- Total Assets: $5.629B — Increased 4.84% from $5.370B at Dec 31, 2024
- Net Interest Income (YTD Sept 2025): $162.426M — Increased 5.14% from $154.487M in YTD Sept 2024
- Provision for Credit Losses (YTD Sept 2025): $2.400M — Increased from $0 in YTD Sept 2024
- Total Deposits: $4.885B — Increased by $185.875M from Dec 31, 2024
- Securities available-for-sale: $870.161M — Increased from $464.414M at Dec 31, 2024
- Loans and leases held for investment, net: $3.532B — Decreased from $3.603B at Dec 31, 2024
- Basic EPS (Q3 2025): $34.24 — Increased from $29.96 in Q3 2024
- Basic EPS (YTD Sept 2025): $100.18 — Increased from $89.91 in YTD Sept 2024
- SEC File Number: 000-26099 — Identifies the company's filing with the SEC.
- I.R.S. Employer Identification No.: 94-3327828 — Company's tax identification number.
- Phone Number: 209-367-2300 — Registrant's telephone number
- IRS Employer Identification No.: 94-3327828 — Company's tax identification number.
- Net Income: $18.5M — Increased by 10.1% for the quarter ended June 30, 2025
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Frequently Asked Questions
What are the latest SEC filings for Farmers & Merchants Bancorp (FMCB)?
Farmers & Merchants Bancorp has 45 recent SEC filings from Jan 2024 to Nov 2025, including 30 8-K, 6 10-Q, 4 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of FMCB filings?
Across 45 filings, the sentiment breakdown is: 1 bullish, 43 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Farmers & Merchants Bancorp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Farmers & Merchants Bancorp (FMCB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Farmers & Merchants Bancorp?
Key financial highlights from Farmers & Merchants Bancorp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for FMCB?
The investment thesis for FMCB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Farmers & Merchants Bancorp?
Key executives identified across Farmers & Merchants Bancorp's filings include Kent A. Steinwert.
What are the main risk factors for Farmers & Merchants Bancorp stock?
Of FMCB's 38 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 35 low-risk.
What are recent predictions and forward guidance from Farmers & Merchants Bancorp?
Forward guidance and predictions for Farmers & Merchants Bancorp are extracted from SEC filings as they are enriched.