Oportun Financial CORP (OPRT) — SEC Filings

Overview

Oportun Financial CORP (OPRT) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 5, 2025: Oportun Financial Corp (OPRT) reported a significant turnaround in its financial performance for the nine months ended September 30, 2025, posting a net income of $21.842 million, a substantial improvement from a net loss of $87.420 million in the prior year period. For the three months ended Septem

Sentiment Summary

Across 50 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 48 neutral. The dominant filing sentiment for Oportun Financial CORP is neutral.

Filing Type Overview

Oportun Financial CORP (OPRT) has filed 5 10-Q, 23 8-K, 1 8-K/A, 15 DEFA14A, 1 10-K/A, 1 10-K, 1 SC 13G, 1 SC 13D, 2 SC 13G/A with the SEC between May 2024 to Nov 2025.

Filings by Year

2025 · 2024

Recent Filings (50)

• Oportun Swings to Profit on Fair Value Gains, Cost Cuts — 10-Q · Nov 5, 2025 Risk: medium
  Oportun Financial Corp (OPRT) reported a significant turnaround in its financial performance for the nine months ended September 30, 2025, posting a net income
• Oportun Financial Corp Files 8-K on Financials — 8-K · Nov 4, 2025 Risk: low
  Oportun Financial Corporation filed an 8-K on November 4, 2025, reporting on its financial condition and results of operations. The filing includes financial st
• Oportun Financial Corp. Files 8-K on Financial Obligations — 8-K · Oct 20, 2025 Risk: medium
  Oportun Financial Corp. filed an 8-K on October 20, 2025, reporting events that occurred on October 14, 2025. The filing indicates the creation of a direct fina
• Oportun Financial Corp. Signs Material Definitive Agreement — 8-K · Oct 2, 2025 Risk: medium
  Oportun Financial Corp. entered into a material definitive agreement on September 26, 2025. The filing does not disclose the specific nature or terms of this ag
• Oportun Financial Corp. Files 8-K/A Amendment — 8-K/A · Aug 26, 2025 Risk: medium
  Oportun Financial Corp. filed an 8-K/A amendment on August 26, 2025, related to events that occurred on July 14, 2025. The filing pertains to the departure of d
• Oportun Financial Corp. Enters Material Agreement — 8-K · Aug 21, 2025 Risk: medium
  Oportun Financial Corp. entered into a material definitive agreement on August 21, 2025. This agreement also created a direct financial obligation or an obligat
• Oportun's Q2 Losses Widen, Equity Declines Amidst Challenging Market — 10-Q · Aug 7, 2025 Risk: high
  Oportun Financial Corp reported a net loss of $10.5 million for the three months ended June 30, 2025, a significant deterioration from the net income of $2.3 mi
• Oportun Financial Corp. Files 8-K for Material Agreement — 8-K · Aug 6, 2025 Risk: medium
  Oportun Financial Corp. announced on August 5, 2025, that it entered into a material definitive agreement. The company also reported on its results of operation
• Oportun Financial Corp Files 8-K on Corporate Governance and Financials — 8-K · Jul 23, 2025 Risk: medium
  Oportun Financial Corporation filed an 8-K on July 23, 2025, reporting events as of July 18, 2025. The filing covers the departure of directors or certain offic
• Oportun Financial Corp. Signs Material Definitive Agreement — 8-K · Jul 14, 2025 Risk: medium
  Oportun Financial Corp. announced on July 14, 2025, that it has entered into a material definitive agreement. The filing does not disclose specific details of t
• Oportun Financial Corp Files Proxy Materials — DEFA14A · Jul 9, 2025 Risk: low
  Oportun Financial Corp filed a Definitive Additional Materials proxy statement on July 9, 2025. The filing indicates that the company's Board and Management hav
• Oportun Financial Corp Files Proxy Statement — DEFA14A · Jul 8, 2025 Risk: low
  Oportun Financial Corporation filed a Definitive Additional Materials (DEFA14A) on July 8, 2025, related to a communication sent to all employees on July 7, 202
• Oportun Financial Corp Files Proxy Materials — DEFA14A · Jul 7, 2025 Risk: low
  Oportun Financial Corporation filed a Definitive Additional Materials (DEFA14A) on July 7, 2025. This filing includes a press release and other materials issued
• Oportun Financial Corp Files Proxy Materials — DEFA14A · Jul 1, 2025 Risk: low
  Oportun Financial Corporation filed a Definitive Additional Materials (DEFA14A) on July 1, 2025, related to its proxy statement. The filing indicates that no fe
• Oportun Financial Corp Files Definitive Proxy Materials — DEFA14A · Jun 27, 2025 Risk: low
  Oportun Financial Corporation filed a Definitive Additional Materials proxy statement on June 27, 2025, related to materials posted on www.voteforoportun.com on
• Oportun Financial Corp Files Proxy Materials — DEFA14A · Jun 26, 2025 Risk: low
  Oportun Financial Corp filed a Definitive Additional Materials proxy statement on June 26, 2025. The filing relates to the company's proxy materials, which are
• Oportun Financial Corp Proxy Filing Highlights CEO's Value — DEFA14A · Jun 23, 2025 Risk: low
  Oportun Financial Corp filed a Definitive Additional Materials proxy statement on June 23, 2025. The filing indicates that Mr. Vazquez possesses valuable skills
• Oportun Financial Corp Posts Proxy Materials — DEFA14A · Jun 20, 2025 Risk: low
  Oportun Financial Corporation filed additional materials on June 18, 2025, related to its proxy statement. These materials were posted to the "Resources" page o
• Oportun Financial Corp's June 2025 Proxy Filing — DEFA14A · Jun 18, 2025 Risk: low
  Oportun Financial Corp filed a Definitive Additional Materials proxy statement on June 18, 2025, outlining its strategic priorities aimed at driving long-term s
• Oportun Financial Corp Files Proxy Materials — DEFA14A · Jun 12, 2025 Risk: low
  Oportun Financial Corporation filed a Definitive Additional Materials (DEFA14A) on June 12, 2025, related to its proxy statement. This filing indicates that Opo
• Oportun Financial Corp Files Material Definitive Agreement 8-K — 8-K · Jun 5, 2025 Risk: medium
  Oportun Financial Corporation filed an 8-K on June 5, 2025, reporting a material definitive agreement. The filing does not contain specific details about the ag
• Oportun Financial Corp Proxy Materials Filed — DEFA14A · Jun 2, 2025 Risk: low
  Oportun Financial Corporation filed a Definitive Additional Materials proxy statement on June 2, 2025, related to their annual meeting. The company posted mater
• Oportun Financial Corp Files 10-Q for Q1 2025 — 10-Q · May 9, 2025 Risk: medium
  Oportun Financial Corp filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and operational updates for the first quart
• Oportun Financial Corp Files Proxy Statement — DEFA14A · May 8, 2025 Risk: low
  Oportun Financial Corporation filed a DEFA14A on May 8, 2025, related to a press release issued on May 7, 2025. The filing indicates that Oportun announced cont
• Oportun Financial Corp. Files 8-K on Financials — 8-K · May 8, 2025 Risk: low
  Oportun Financial Corp. filed an 8-K on May 8, 2025, reporting on its results of operations and financial condition, and providing financial statements and exhi
• Oportun Financial Corp Files 10-K/A Amendment — 10-K/A · Apr 30, 2025 Risk: low
  Oportun Financial Corporation filed an amendment (10-K/A) to its annual report for the fiscal year ended December 31, 2024. The filing, dated April 30, 2025, pr
• Oportun Financial Corp Reports Board & Executive Compensation Changes — 8-K · Apr 30, 2025 Risk: medium
  Oportun Financial Corporation announced on April 28, 2025, changes in its board of directors and executive compensation. Specifically, the company reported the
• Oportun Financial Corp Announces Q1 Earnings Call Date — DEFA14A · Apr 25, 2025 Risk: low
  Oportun Financial Corporation filed a DEFA14A on April 25, 2025, announcing its intention to report its first-quarter financial results. The company, formerly k
• Oportun Financial Corp. Enters Material Definitive Agreement — 8-K · Apr 2, 2025 Risk: medium
  Oportun Financial Corp. entered into a material definitive agreement on April 2, 2025, related to a direct financial obligation. The company, previously known a
• Oportun Financial Corp Proxy Statement Filed — DEFA14A · Mar 27, 2025 Risk: low
  Oportun Financial Corporation filed a DEFA14A on March 27, 2025, related to a press release commenting on Director Nomi. The filing is a definitive proxy statem
• Oportun Financial Corp Announces Board and Executive Changes — 8-K · Mar 21, 2025 Risk: low
  Oportun Financial Corporation announced on March 17, 2025, changes in its board of directors and executive compensation arrangements. The filing details the dep
• Oportun Financial Corp Comments on Letter — DEFA14A · Mar 20, 2025 Risk: medium
  Oportun Financial Corporation filed a DEFA14A on March 20, 2025, related to a press release issued the same day. The filing indicates that Oportun is commenting
• Oportun Financial Corp Files 2024 10-K — 10-K · Feb 20, 2025 Risk: medium
  Oportun Financial Corp filed its 2024 10-K report on February 20, 2025, detailing its financial performance for the fiscal year ending December 31, 2024. The co
• Oportun Financial Acquires Identity Verification Solutions — 8-K · Feb 12, 2025 Risk: medium
  Oportun Financial Corp. announced on February 7, 2025, that it has entered into a definitive agreement to acquire Identity Verification Solutions, Inc. for an u
• Oportun Financial Corp. Enters Material Definitive Agreement — 8-K · Jan 16, 2025 Risk: medium
  On January 16, 2025, Oportun Financial Corp. entered into a material definitive agreement, creating a direct financial obligation. The company, previously known
• Oportun Financial Corp. Enters New Credit Facility — 8-K · Nov 22, 2024 Risk: medium
  On November 22, 2024, Oportun Financial Corp. entered into a material definitive agreement, specifically a new credit facility. This agreement creates a direct
• SC 13G Filing — SC 13G · Nov 21, 2024
• NB Alternatives Advisers Files 13D on Oportun Financial — SC 13D · Nov 20, 2024 Risk: medium
  NB Alternatives Advisers LLC, through Christian Neira, has filed a Schedule 13D concerning Oportun Financial Corp. The filing, dated November 20, 2024, indicate
• Oportun Financial Corp. Files 8-K with Material Agreements — 8-K · Nov 15, 2024 Risk: medium
  Oportun Financial Corp. entered into a material definitive agreement on November 14, 2024, related to a direct financial obligation. The company also terminated
• SC 13G/A Filing — SC 13G/A · Nov 14, 2024
• Oportun Financial Corp Files Q3 2024 10-Q — 10-Q · Nov 12, 2024 Risk: medium
  Oportun Financial Corporation filed its 10-Q for the quarterly period ended September 30, 2024. The company is registered with the SEC under file number 001-390
• Oportun Financial Corp. Files 8-K on Material Definitive Agreement — 8-K · Nov 7, 2024 Risk: medium
  On November 1, 2024, Oportun Financial Corp. entered into a material definitive agreement related to a direct financial obligation. The company, incorporated in
• Oportun Financial Corp Files 8-K: Material Agreement & Financial Update — 8-K · Oct 29, 2024 Risk: medium
  Oportun Financial Corporation (OPRT) announced on October 23, 2024, that it entered into a material definitive agreement. The company also disclosed its results
• SC 13G/A Filing — SC 13G/A · Oct 1, 2024
• Oportun Financial Corp. Files 8-K: Material Agreement & Financials — 8-K · Sep 26, 2024 Risk: medium
  On September 20, 2024, Oportun Financial Corp. entered into a material definitive agreement, creating a direct financial obligation. The company also issued a R
• Oportun Financial Corp. Enters Material Definitive Agreement — 8-K · Sep 3, 2024 Risk: medium
  Oportun Financial Corp. entered into a material definitive agreement on August 29, 2024, related to a direct financial obligation. The filing does not disclose
• Oportun Financial Corp Files 10-Q for Q2 2024 — 10-Q · Aug 9, 2024 Risk: medium
  Oportun Financial Corp filed its 10-Q for the period ending June 30, 2024. The filing covers financial activities for the first half of 2024 and the second quar
• Oportun Financial Corp Files 8-K: Material Agreement & Financial Update — 8-K · Aug 8, 2024 Risk: medium
  Oportun Financial Corporation (OPRT) announced on August 5, 2024, that it entered into a material definitive agreement. The company also reported its results of
• Oportun Financial Corp Files 8-K on Shareholder Votes & Exhibits — 8-K · Jun 28, 2024 Risk: low
  Oportun Financial Corporation filed an 8-K on June 28, 2024, reporting on matters submitted to a vote of security holders and financial statements/exhibits. The
• Oportun Financial Corp Files 8-K on Exit Costs — 8-K · May 22, 2024 Risk: medium
  Oportun Financial Corporation filed an 8-K on May 22, 2024, to report on cost associated with exit or disposal activities and financial statements and exhibits.

Risk Profile

Risk Assessment: Of OPRT's 47 recent filings, 1 were flagged as high-risk, 27 as medium-risk, and 19 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.

Financial Highlights

Key financial metrics from Oportun Financial CORP's most recent 10-Q filing (Nov 5, 2025):

• Revenue: $708.938M
• Net Income: $21.842M
• EPS: $0.47
• Debt-to-Equity: 7.3
• Cash Position: $104.611M
• Operating Margin: -39.3%
• Total Assets: $3.186B
• Total Debt: $2.733B

Key Executives

• Mr. Vazquez
• Nomi
• Christian Neira

Industry Context

Oportun operates in the competitive fintech and consumer lending sector, focusing on serving underserved and unbanked populations. The industry is characterized by rapid technological advancement, evolving regulatory landscapes, and increasing competition from both traditional financial institutions and newer digital lenders. Key trends include the expansion of digital channels, the use of alternative data for credit scoring, and a growing demand for accessible and affordable financial products.

Top Tags

proxy-statement (14) · sec-filing (9) · corporate-governance (9) · financial-obligation (8) · material-agreement (7) · 8-k (5) · material-definitive-agreement (5) · financial-results (3) · financial-reporting (3) · 10-Q (3)

Key Numbers

• Net Income: $21.842M — For the nine months ended September 30, 2025, a significant improvement from a $87.420M net loss in 2024.
• Total Revenue: $708.938M — For the nine months ended September 30, 2025, a decrease from $750.829M in 2024.
• Net Revenue: $315.430M — For the nine months ended September 30, 2025, a substantial increase from $201.817M in 2024, driven by fair value adjustments.
• Net decrease in fair value: $219.947M — A positive adjustment for the nine months ended September 30, 2025, compared to a negative $384.554M in 2024, significantly boosting net revenue.
• Total Operating Expenses: $277.919M — For the nine months ended September 30, 2025, a reduction from $320.905M in 2024, indicating cost management.
• Basic EPS: $0.47 — For the nine months ended September 30, 2025, a positive shift from a ($2.21) loss per share in 2024.
• Loans Receivable at Fair Value: $2.76B — As of September 30, 2025, a slight decrease from $2.78B at December 31, 2024.
• Common Shares Outstanding: 44,129,020 — As of October 29, 2025, reflecting an increase from 36,111,856 shares at December 31, 2024.
• Commission File Number: 001-39050 — Identifies Oportun Financial Corp.'s filing with the SEC.
• I.R.S. Employer Identification No.: 45-3361983 — Oportun Financial Corp.'s tax identification number.
• Date of Earliest Event Reported: 20250714 — This date marks the original event triggering the 8-K filing.
• Filing Date: 20250826 — This is the date the amended 8-K/A was officially filed with the SEC.
• Net Loss (Q2 2025): $10.5M — Significant deterioration from $2.3M net income in Q2 2024.
• Net Loss (YTD 2025): $20.1M — Wider loss compared to $4.5M net loss YTD 2024.
• Total Equity (June 30, 2025): $350.2M — Decreased from $360.7M at December 31, 2024.

Frequently Asked Questions