Capitol Federal Financial, INC. (CFFN) — SEC Filings

Q: What are the key financial highlights for Capitol Federal Financial, INC.?

Key financial highlights for Capitol Federal Financial, INC. are extracted from the most recent 10-K or 10-Q filings, including revenue, net income, EPS, debt-to-equity, cash position, and operating margin.

Q: Who are the key executives at Capitol Federal Financial, INC.?

Key executives at Capitol Federal Financial, INC. are identified from SEC filings including 10-K annual reports, proxy statements, and insider trade forms.

Q: What are the main risk factors for Capitol Federal Financial, INC. stock?

Risk factors for Capitol Federal Financial, INC. (CFFN) are assessed from SEC filings using AI analysis. Each filing is categorized as high, medium, or low risk based on disclosed risk factors and financial indicators.

Q: What are recent predictions and forward guidance from Capitol Federal Financial, INC.?

Forward-looking statements and predictions from Capitol Federal Financial, INC. are extracted from SEC filings including earnings reports, annual reports, and current event filings.

Latest SEC filings for Capitol Federal Financial, INC.. Recent S-8 filing on Apr 8, 2026. AI-decoded analysis of earnings, risk factors, and insider trades

View Capitol Federal Financial, INC. on SEC EDGAR

Overview

Capitol Federal Financial, INC. (CFFN) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a DEF 14A filed on Dec 18, 2025: Capitol Federal Financial, Inc. (CFFN) is holding its annual meeting on January 27, 2026, where stockholders will vote on four key proposals. These include the election of two directors, an advisory vote on executive compensation, the approval of the 2026 Omnibus Incentive Plan, and the ratification

Sentiment Summary

Across 36 filings, the sentiment breakdown is: 1 bearish, 34 neutral, 1 mixed. The dominant filing sentiment for Capitol Federal Financial, INC. is neutral.

Filing Type Overview

Capitol Federal Financial, INC. (CFFN) has filed 1 S-8, 2 DEF 14A, 16 8-K, 2 10-K, 1 8-K/A, 6 10-Q, 7 SC 13G/A, 1 SC 13G with the SEC between Jan 2024 to Apr 2026.

Filings by Year

2026 · 2025 · 2024

Recent Filings (36)

S-8 Filing — S-8 · Apr 8, 2026
CFFN Sets Annual Meeting for Jan 27, Key Votes on Directors, Comp, and Incentive Plan — DEF 14A · Dec 18, 2025 Risk: low
Capitol Federal Financial, Inc. (CFFN) is holding its annual meeting on January 27, 2026, where stockholders will vote on four key proposals. These include the
Capitol Federal Financial Files 8-K — 8-K · Dec 17, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on December 17, 2025, to report information under Regulation FD and to file financial statements and exhibits. The
CFFN Shifts to Commercial, Boosts Shareholder Returns Amidst Rate Volatility — 10-K · Nov 26, 2025 Risk: medium
Capitol Federal Financial, Inc. (CFFN) reported total dividends of $44.3 million and repurchased 618,260 shares for $3.9 million in fiscal year 2025, demonstrat
8-K/A Filing — 8-K/A · Nov 25, 2025
Capitol Federal Financial Files 8-K — 8-K · Oct 29, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on October 29, 2025, reporting on its financial condition and results of operations as of October 28, 2025. The fil
Capitol Federal Financial Files 8-K — 8-K · Oct 17, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on October 17, 2025, to report other events and financial statements/exhibits. The filing does not detail specific
Capitol Federal Financial Reports Director Departure & Officer Compensation Changes — 8-K · Sep 25, 2025 Risk: low
Capitol Federal Financial, Inc. announced on September 23, 2025, changes related to its board of directors and executive compensation. Specifically, the company
CFFN Swings to Loss Amid Soaring Interest Expenses — 10-Q · Aug 8, 2025 Risk: high
Capitol Federal Financial, Inc. (CFFN) reported a net loss of $1.5 million for the three months ended June 30, 2025, a significant decline from a net income of
Capitol Federal Financial Reports 8-K — 8-K · Jul 23, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on July 23, 2025, reporting on events as of July 22, 2025. The filing includes information on results of operations
Capitol Federal Financial Files Q1 2025 10-Q — 10-Q · May 9, 2025 Risk: low
Capitol Federal Financial, Inc. filed its 10-Q for the period ending March 31, 2025. The filing covers financial performance and operations for the quarter and
Capitol Federal Financial Files 8-K — 8-K · Apr 23, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on April 23, 2025, reporting on its results of operations and financial condition as of April 22, 2025. The filing
Capitol Federal Financial Files Q1 2025 10-Q — 10-Q · Feb 7, 2025 Risk: low
Capitol Federal Financial, Inc. filed its 10-Q for the period ending December 31, 2024. The filing covers the first quarter of their fiscal year, which began on
Capitol Federal Financial Files 8-K on Financials — 8-K · Jan 29, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on January 29, 2025, reporting on its results of operations and financial condition as of January 28, 2025. The fil
Capitol Federal Financial Files 8-K — 8-K · Jan 24, 2025 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on January 24, 2025, to report on Regulation FD disclosures and to file financial statements and exhibits. The fili
Capitol Federal Financial Files Definitive Proxy Statement — DEF 14A · Dec 19, 2024 Risk: low
Capitol Federal Financial, Inc. filed its definitive proxy statement on December 19, 2024, for its annual meeting of stockholders. The filing, designated as DEF
Capitol Federal Financial Files 2024 10-K — 10-K · Nov 27, 2024 Risk: low
Capitol Federal Financial, Inc. filed its 2024 10-K report on November 27, 2024, detailing its financial performance for the fiscal year ending September 30, 20
SC 13G/A Filing — SC 13G/A · Nov 14, 2024
SC 13G/A Filing — SC 13G/A · Nov 12, 2024
SC 13G/A Filing — SC 13G/A · Nov 4, 2024
Capitol Federal Financial Reports Financials — 8-K · Oct 23, 2024 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on October 23, 2024, reporting on its financial condition and results of operations as of October 22, 2024. The fil
Capitol Federal Financial Files 8-K — 8-K · Oct 18, 2024 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on October 18, 2024, to report other events and financial statements and exhibits. The filing does not contain spec
Capitol Federal Financial Files Q3 2024 10-Q — 10-Q · Aug 7, 2024 Risk: low
Capitol Federal Financial, Inc. filed its 10-Q for the period ending June 30, 2024. The filing covers the third quarter of their fiscal year. Key financial data
Capitol Federal Financial Reports Financials — 8-K · Jul 24, 2024 Risk: low
Capitol Federal Financial, Inc. (CFFN) filed an 8-K on July 23, 2024, reporting results of operations and financial condition. The filing also included Regulati
Capitol Federal Financial, Inc. Files 10-Q for Period Ending March 31, 2024 — 10-Q · May 10, 2024 Risk:
Capitol Federal Financial, Inc. (CFFN) filed a Quarterly Report (10-Q) with the SEC on May 10, 2024. Capitol Federal Financial, Inc. filed a 10-Q report for the
Capitol Federal Financial Reports Financials — 8-K · Apr 24, 2024 Risk: low
Capitol Federal Financial, Inc. filed an 8-K on April 23, 2024, reporting results of operations and financial condition, along with Regulation FD disclosures an
SC 13G Filing — SC 13G · Feb 14, 2024
SC 13G/A Filing — SC 13G/A · Feb 13, 2024
Dimensional Fund Advisors Amends Capitol Federal Financial Stake — SC 13G/A · Feb 9, 2024 Risk: low
Dimensional Fund Advisors LP, a Delaware Limited Partnership, filed an amended SC 13G/A on February 9, 2024, indicating its ownership of Capitol Federal Financi
Capitol Federal Financial, Inc. Files 10-Q for Period Ending December 31, 2023 — 10-Q · Feb 7, 2024 Risk: low
Capitol Federal Financial, Inc. (CFFN) filed a Quarterly Report (10-Q) with the SEC on February 7, 2024. Capitol Federal Financial, Inc. filed its 10-Q report f
Capitol Federal Financial Changes Accounting Firm — 8-K · Jan 26, 2024
Capitol Federal Financial, Inc. (CFFN) announced on January 23, 2024, that it will be changing its independent registered public accounting firm. This change is
Capitol Federal Financial Files 8-K on Jan 23 Event, Confirms NASDAQ Listing — 8-K · Jan 25, 2024
Capitol Federal Financial, Inc. (CFFN) filed an 8-K on January 25, 2024, reporting an event that occurred on January 23, 2024, under Regulation FD Disclosure. T
CFFN Files 8-K on Financial Results & Regulation FD Disclosure — 8-K · Jan 24, 2024
Capitol Federal Financial, Inc. (CFFN) filed an 8-K on January 24, 2024, reporting on events that occurred on January 23, 2024, specifically regarding Items 2.0
BlackRock Amends Capitol Federal Financial Stake — SC 13G/A · Jan 22, 2024
BlackRock Inc. filed an amended SC 13G/A on January 22, 2024, indicating a change in its ownership stake in Capitol Federal Financial, Inc. as of December 31, 2
Capitol Federal Financial Files 8-K for Regulation FD Disclosure — 8-K · Jan 19, 2024
Capitol Federal Financial, Inc. (CFFN) filed an 8-K on January 19, 2024, under Regulation FD Disclosure, indicating they are making information public that was
American Century Amends Capitol Federal Financial Stake (13G/A) — SC 13G/A · Jan 9, 2024
American Century Investment Management Inc. filed an Amendment No. 16 to its Schedule 13G for Capitol Federal Financial, Inc. on January 9, 2024, reporting its

Risk Profile

Risk Assessment: Of CFFN's 22 recent filings, 1 were flagged as high-risk, 1 as medium-risk, and 20 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.

Key Executives

John B. Dicus

Industry Context

Capitol Federal Financial operates within the banking and financial services sector, which is characterized by intense competition, evolving regulatory landscapes, and the increasing importance of digital transformation. The industry is sensitive to interest rate changes and economic cycles, impacting lending volumes and profitability. Consolidation remains a trend, with smaller institutions facing pressure to scale or merge.

Top Tags

financial-reporting (5) · 10-Q (5) · financials (5) · 8-K (4) · SEC Filing (4) · disclosure (3) · 8-k (3) · institutional-ownership (3) · amendment (3) · passive-investment (3)

Key Numbers

Shares of common stock outstanding: 131,438,305 — As of record date December 5, 2025
Shares owned by BlackRock, Inc.: 17,580,461 — Representing 13.4% of outstanding common stock
Shares owned by The Vanguard Group: 13,249,386 — Representing 10.1% of outstanding common stock
Shares owned by American Century Companies, Inc.: 8,878,745 — Representing 6.8% of outstanding common stock
Shares held by Employee Stock Ownership Plan: 6,706,237 — Representing 5.1% of outstanding common stock
Shares beneficially owned by John B. Dicus: 2,174,305 — Representing 1.7% of outstanding common stock, including 100,116 exercisable options
Year of Omnibus Incentive Plan: 2026 — Proposed for approval at the annual meeting
Record Date: December 5, 2025 — Date for determining stockholders entitled to vote
Annual Meeting Date: January 27, 2026 — Date stockholders will vote on proposals
Ownership by Dimensional Fund Advisors: 5.1% — Beneficial ownership of outstanding common stock
Dividends Paid: $44.3M — Total dividends declared and paid during fiscal year 2025, reflecting shareholder returns.
Shares Repurchased: 618,260 — Number of shares repurchased for $3.9 million in fiscal year 2025, indicating capital management.
FY26 Dividend Target: $0.34 — Total projected cash dividend per share for fiscal year 2026, signaling future shareholder value.
Avg. Deposit per Branch: $128.5M — Average deposit base per traditional branch at September 30, 2025, indicating cost efficiency.
Total Branches: 46 — Network of branches as of September 30, 2025, serving Kansas and Missouri markets.

Forward-Looking Statements

{"claim":"Dimensional Fund Advisors LP will maintain its significant stake in Capitol Federal Financial, Inc. for the foreseeable future.","entity":"Dimensional Fund Advisors LP","targetDate":"2025-02-09","confidence":"medium"}

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Frequently Asked Questions

What are the latest SEC filings for Capitol Federal Financial, INC. (CFFN)?

Capitol Federal Financial, INC. has 36 recent SEC filings from Jan 2024 to Apr 2026, including 16 8-K, 7 SC 13G/A, 6 10-Q. Each filing includes an AI-generated plain-English summary.

What is the overall sentiment of CFFN filings?

Across 36 filings, the sentiment breakdown is: 1 bearish, 34 neutral, 1 mixed. The dominant sentiment is neutral.

Where can I find Capitol Federal Financial, INC. SEC filings explained simply?

ReadTheFiling provides AI-powered plain-English summaries of all Capitol Federal Financial, INC. (CFFN) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.

What are the key financial highlights for Capitol Federal Financial, INC.?

Key financial highlights from Capitol Federal Financial, INC.'s most recent 10-K include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.

What is the investment thesis for CFFN?

The investment thesis for CFFN includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.

Who are the key executives at Capitol Federal Financial, INC.?

Key executives identified across Capitol Federal Financial, INC.'s filings include John B. Dicus.

What are the main risk factors for Capitol Federal Financial, INC. stock?

Of CFFN's 22 assessed filings, 1 were flagged high-risk, 1 medium-risk, and 20 low-risk.

What are recent predictions and forward guidance from Capitol Federal Financial, INC.?

Recent forward-looking statements from Capitol Federal Financial, INC. include guidance on {"claim":"Dimensional Fund Advisors LP will maintain its significant stake in Capitol Federal Financial, Inc. for the fo.